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Buyer path

How the buy side works

1. 01

   Consult and buyer-broker agreement

   Start with a private conversation about budget, neighborhoods, and timeline. In California, touring typically requires a signed buyer-broker agreement. Annie works in English and Mandarin. This is not legal advice — your agreement is the controlling document.

2. 02

   Lender pre-approval

   Get a written mortgage pre-approval (not only pre-qualification) before writing offers. In competitive SGV pockets such as Arcadia and San Marino, sellers commonly expect it. Annie coordinates with your lender; she does not make loan offers.

3. 03

   Search, tour, and shortlist

   Explore available listings and neighborhood guides with your priorities in mind. Annie can help you compare properties and arrange tours. Confirm school assignment directly with the district.

4. 04

   Offer and negotiation

   Annie prepares and negotiates the offer using current comps and the home’s condition. Multiple-offer situations are common on well-priced SGV homes. Strategy is case-specific; nothing here is a promise of winning terms.

5. 05

   Escrow, inspections, close

   Coordinate inspections, disclosures, loan underwriting, and title within the deadlines in your purchase contract. Buyers independently verify square footage, lot size, zoning, and condition. Timing depends on the property, financing, and agreed terms.

This is a typical path, not a promise of price, days on market, or closing date. Real estate commissions are negotiable. Buyers should independently verify school assignment, square footage, lot size, zoning, and property condition.